Derek Hosewood’s Homeowner Loans Weblog


When to get a house..
June 18, 2008, 2:37 pm
Filed under: Uncategorized | Tags: , ,

I’ve recently changed job and i got a fair bit of capital back from a shares scheme so that got me thinking about getting a house.

I still don’t have a huge deposit but i soon will.

How long do i wait before i get one i wonder?

After speaking to many friends and reading many newpaper articles it seems the magical time is in 10 months. Hmm, well i guess we’ll see on that one. That last thing i want to do is get a mortgage and then be trapped in negative equity 6 months later.

I guess thats the risk you take. I’ll be able to get Homeowner Loans at last i guess.

Derek


2 Comments so far
Leave a comment

10 months sounds about right to me – maybe a year. Don’t do what I did and spend a lot of money on credit cards and loans and then had to go into a Debt Management plan.

It helped me out no end in reducing my monthly outgoings so I’m glad I did it but it would have probably been a better idea not to max out my credit cards in the first place!

Frank Polenose

Comment by Frank Polenose

10 months sounds about right to me – maybe a year. Don’t do what I did and spend a lot of money on credit cards and loans and then had to go into a Debt Management plan.

It helped me out no end in reducing my monthly outgoings so I’m glad I did it but it would have probably been a better idea not to max out my credit cards in the first place!

Frank Polenose

Comment by Homeowner Loans




Leave a comment
Line and paragraph breaks automatic, e-mail address never displayed, HTML allowed: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <pre> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>